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Posted on: March 25, 2020

Insurance Options for Minnesotans Experiencing a Change in Income or Employment


March 19, 2020

Insurance Options for Minnesotans Experiencing a Change in Income or Employment

Here are a few reminders about coverage through MNsure that are applicable to the COVID-19 peacetime emergency.

Minnesotans with private health insurance through MNsure:

  • If your income has decreased because of a reduction in your hours or a job loss, it may make you eligible for advanced premium tax credits (APTC) and cost-sharing reductions (CSR). When you report the change in income, your eligibility for APTC and CSR will be redetermined.

  • All four medical insurance companies that sell private health insurance plans on MNsure are waiving co-pays, co-insurance and deductibles related to COVID-19 diagnostic testing. You should contact your insurance company directly for questions about plan benefit details and how best to access care.

Any eligible Minnesotan who has lost health coverage from their employer (including because of a job loss) may qualify for a special enrollment period. Go to our website for a list of qualifying life events for more details on how to apply.

Get Free Help

Online Support

Need help, but don’t have time to call? We have an online help tool that is tailored to assist with our most common questions.

You can find information about common technical issues, submitting an appeal, checking on the status of your enrollment, how to get help with a Medical Assistance or MinnesotaCare case, and more.

Upcoming Meetings

Consumer and Small Employer Advisory Committee Meeting
March 24, 2:30 - 5 p.m.
355 Randolph Avenue, Suite 100, St. Paul

METS Executive Steering Committee Meeting 
April 7, 10 a.m. – noon
Hearing Room 1100, Minnesota Senate Building, 95 University Ave W, St. Paul

All of the board meetings can be attended in person and are available online. MNsure is committed to accessibility and provides reasonable accommodations to qualified individuals with physical or mental disabilities. Please submit your specific request for reasonable accommodations to at least two weeks in advance of the event date. We appreciate your interest in MNsure.

In the News

"No cost for COVID-19 testing for Minnesotans enrolled through MNsure" (Austin Daily Herald)

"COVID-19 is crippling small businesses, and insurance companies aren’t listening" (City Pages)

"Walz, Flanagan appoint North Mankato resident to MNsure Board" (KEYC News)

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